We live during troubled financial times. Unemployment, inability to extend credit, adjustable-rate mortgage difficulties, lost retirement investments, and other unforeseen events can lead to stressful monetary problems. When struggling with finances, the Marietta bankruptcy lawyers at Gentry, Smith, Dettmering, Morgan, Schnatmeier & Collins, LLP can offer sound legal advice about whether bankruptcy is a viable option
It is important to understand the various types of bankruptcy available, what debts are dischargable, which assets you can keep, and whether you are eligible to file. A knowledgeable Marietta bankruptcy attorney can also help you explore alternatives to bankruptcy.
By reviewing your individual financial circumstances with an experienced attorney, you can learn about your legal rights, acquire information about financial remedies, and receive bankruptcy advice that enables you to make informed financial decisions.
Because gathering information is the first step toward resolving financial troubles, you should consider consulting a Marietta bankruptcy lawyer. Legal counsel can also determine whether you are being subjected to creditor abuses.
Today, filing any type of bankruptcy requires debtors to complete credit counseling by a government approved agency prior to filing and to receive a debtor education course through an approved provider prior to debt discharge. Credit counseling must include a financial evaluation, conversation about bankruptcy alternatives, and a budget plan. Debtor education addresses ways to use credit properly, money management, and how to create a budget.
When considering a business bankruptcy, similar options are available as in personal bankruptcy, depending on whether you are going out of business or want to keep your doors open. See our personal and business bankruptcy section for more detailed information about types of bankruptcies.
Discuss bankruptcy and financial solutions in a private consultation. Contact Gentry, Smith, Detterming, Morgan & Schnatmeier, LLP. We will help you consider all of your options, including non-bankruptcy solutions.